Auto insurance quote anonymous: when it comes to buying or changing our car insurance plan, we all want the most of information before deciding! The best way to do this is to get an anonymous quote. Being able to also compare prices across different car insurance plans, in an anonymous way, is a very intelligent way of getting value out of your money! Our auto insurance quote anonymous page offers lots of insights as well as crucial information, so that your decision is backed up with solid knowledge!
Auto insurance quote anonymous: insurance companies usually require a LOT of personal information before giving you a quote. Partially, it is perfectly understandable, as the quote has to be adjusted to your financial (and other) situation. However, this data may require that you disclose not only your financial situation, but also your professional and personal one! The problem is that giving too much of this information to whomever, is simply to be avoided at all costs nowadays! Nobody has a business to know your exact identity, where you work, where you live exactly, whether you have a family or not, which type of family you have (!), and other crucial data. This is the main reason for the existence of this auto insurance quote anonymous page!
Why do insurance companies require such detailed data? There are certain factors that determine the price of your auto insurance. These are:
1) Your zip code: this may include detailed information about where you live and where you usually drive to for work. Some neighborhoods are considered more risky than others, resulting into higher costs in auto insurance.
2) Your driving record so far: it is obvious that a bad driving record will cost you more money when insuring your car!
3) The model of your car, the manufacturing year, and your VIN.
4) Your age: even though a 18 year old is considered an adult, the milestone for insurance companies is the age of 25. A twenty-five year old adult is considered mature enough to not easily cause (or run into) accidents. A proof of this is the fact that it is quite difficult for any adult, under the age of 25, to rent a car!
5) Your gender: being a woman aged 18-24, you will pay less for car insurance as compared to the same age group of men! According to insurance companies, young women are less likely to cause accidents than young men of the same age group. However: after the age of 65, women pay more for car insurance than men of the same age!
Auto insurance quote anonymous: more reasons to use it!
Today, with all these identity theft incidents, it is more than absolutely essential to stay anonymous! It is certainly NOT the company itself which would expose you, but the internet hackers who have become more and more sophisticated in stealing your data while in...transit! Getting an auto insurance quote anonymous saves you all the trouble of being exposed to the possibility of the above mention risk!
Auto insurance quote anonymous: the online world has opened possibilities to the consumer that would have been unthinkable few years ago. Nowadays, and with so many car owners searching on the internet, most insurance companies have started competing with each other by offering lower prices. However, do not just jump into the first offer that looks great! Do a thorough research (the auto insurance quote anonymous way) that includes companies outside the big names: some smaller insurance companies may surprise you with better covering policies and better prices!
Auto insurance quote anonymous: the reasoning behind it. A good research will reveal to you a ton of information! There are many insurance companies out there (you only need to search on google to find them) who stand out by simply being too obvious: meaning, by spending a LOT of money into advertising! Solid companies do not need that much of advertising: their records speak for themselves!
How to get access to these records? Easy! Just visit the J.D. Power Consumer Center: there you will be able to compare various insurance companies, as they stand up against one another.
Auto insurance quote anonymous: another part of your own research should be to log into the Department of Insurance of your own state (yes, there is one for every single state!). There, once logged, you can get a full list of insurance companies, information about their license status, general reviews about their performance, and even get access to any complaints on files against them. It is a great service that costs you nothing: so, take good advantage of it!
Auto insurance quote anonymous. The Art of Getting Accurate Estimates: in order to be able to compare the quotes of different insurance companies, you definitely have to give them some more specific data. Most reputable companies will ask from you the basics: name, address, year of birth (remember the age factor?). As long as it is just that, it is fine: just go ahead and provide them with this data. It is the company's only way to give you a more accurate estimate and quote. This is of course, in this case, not a completely anonymous quote, but you have not signed a contract yet!
Auto insurance quote anonymous: can you really get one? It is difficult but, yes, you can! You will find online places where you can get a quote just by entering your zip code! In fact, this is how you should first start your research (after having completed a full investigation of the insurance companies of your own state!). One more advantage of the auto insurance quote anonymous: you get quotes from many insurance providers much faster this way! After this initial step and, having completed your own research at the Department of Insurance of your state, then you are ready to ask quotes from the companies that proved trust worthy.
Beware of the many scammers that promise you auto insurance quote anonymous! They promise "neutral" quotes from several providers! We have checked many of these sites, and they only seem to want your information by contacting their 'agents'! Do your own research! Nothing can replace that! Please consult reputable sites (as stated above). We also recommend books of great value: having authorities of the filed guide you is worth every penny, if it leads into saving you hundreds of dollars!
(CBS) — No accidents, no tickets and no claims for years. You’d think a good record would keep your car insurance from going up.
CBS 2’s Dorothy Tucker reports on why rates are soaring and why some pay more, depending on where they live.
Daniel Hickey considers himself a good driver. So, when his premium increased $12 a month, he wasn’t happy.
“I think it’s ludicrous. I think we all pay too much,” Hickey says.
Four of the largest insurers in Illinois have increased premiums from three to eight percent this year.
What’s driving the recent spike? Insurers say more people are on the road, fueled by higher employment and lower gas prices.
More crashes equal more claims and today’s cars cost more to repair, says Bob Passmore, Assistant Vice President of Personal Lines Policy at Chicago-based Property Casualty Insurers Association of America.
“If you have more people driving, they’re going to get into more accidents,” Passmore says. “The cars themselves have more sophisticated electronics, and those pieces are expensive to replace.”
Vernon McCallum drives one of those high-tech cars, a 2016 BMW that has many safety features including front, rear and side cameras. He expects to pay more for a luxury car, but he’s also paying more because of where he lives.
“I just don’t think that that’s fair,” McCallum says.
That’s the reality in Chicago, according to Value Penguin. It got quotes from 14 insurance companies, using the same driver profile and only changing the zip code.
“The neighborhoods that had lower median incomes tended to pay more for their car insurance than ones with higher incomes,” research analyst Craig Casazza says.
Using the Value Penguin model, McCallum would pay $1,232 a year in his Hyde Park zip code, 60615. And in mostly black West Englewood 60636, he’d pay $140 more. In mostly white Printer’s Row zip code 60605, he’d pay $200 less.
The price difference, according to Passmore, is based on the number of accidents.
“There are more claims, claims that arise out of theft or vandalism to a vehicle. Mostly, though, it’s accidents that drive it,” he says.
James Donaldson lives in West Englewood. He doesn’t think zip codes should make a difference.
“You’re still in city limits,” he says.
Experts say if you’re not happy, shop around.
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