AAA Automobile Insurance-  
Convenient and Comprehensive Service

AAA automobile insurance: while not that long ago it wasn’t explicitly mandatory to have auto insurance the times have shifted, and so has the legislation. Owning a vehicle is impossible without subjecting it to a mandatory insurance, and if you fail to do this, you will be charged with a significant fine. However, the concept of insuring your vehicle is without a doubt a positive one as it would provide you with a peace of mind that you can rely on a proper compensation if something happens to your car or you get involved in some sort of accident.

There are different insurance policies which are going to cover the damages to a completely different extent. This is why you might want to spend some time thinking what kind of coverage are you looking for and how much money you are prepared to spend on it every month as this is something that you’d certainly have to work out. And this is the very reason for suggesting AAA automobile insurance as your preferred choice!

AAA automobile insurance:  the American Automobile Association (the Triple-A, as it is usually called) is a North American non-profit federation of motor clubs. Through these clubs, AAA provides services to its over 55 million members throughout the USA: one of these services is roadside assistance.

All members belong to one of the 69 individual clubs and, in turn, these clubs are the real owners of AAA.

Facts the consumer should consider: AAA Automobile Insurance primarily provides to its members emergency road services. These services include, lockouts, towing, tire changes, wicking, automotive first aid, battery replacement, and more. Private local towing companies are contracted by a state AAA club and do the job for them.  The roadside assistance that AAA automobile insurance sells includes a wide variety of motor vehicles, among which motorcycles. 

Independent consumer reviews rate AAA with:

  • Excellent Emergency Assistance
  • Members benefits beyond insurance
  • Reliable and fast customer service.

AAA Automobile Insurance Offers Convenience

AAA automobile insurance brokers are going to work with you towards finding a mutually beneficial solution which is going to be suitable for your current situation. This means that they could agree to compromise on monthly increments and to come up with a payment plan that’s going to be adequate according to your particular finances. This is essential. You need to understand that auto insurance isn’t exactly cheap and even though it might not be something significant (if you look at it as a monthly payment) when you add the numbers and stack them properly you would quickly see that the amount is rather steep. That’s why you have to be smart about it and approach the entire endeavor properly. 

No Hidden Taxes or Costs!

AAA Automobile Insurance are reputable insurance brokers (as they are non-profit) which means that they put their customer’s experience and satisfaction above everything else. This is why you won’t have to pay anything apart from what we have already agreed upon. You pay what’s in the contract and not a cent more. This is something that’s quite reassuring because there are a lot of companies out there who are going to include a lot of ambiguous provisions in the insurance policy, and you may end up having to pay a lot more than what you agreed upon originally. 

AAA automobile insurance offers comprehensive services which are suitable for your particular situation. These insurance brokers are going to work out the proper coverage plan according to your needs, and they also are going to figure out a way to come up with the best payment method and schedule to serve both yours and their demands. 

Discounts: AAA automobile insurance offers a 59% discount for good credit! More offers include: a 17% Anti-Theft discount if the car insured has anti-theft devices installed; a 14% discount for Home Bundling with Car; a 10% discount for internal safety features and, finally, a 10% discount for good students! 

As cited above, AAA is a non-profit organization mostly known for providing roadside assistance,. However, it also offers to its members (and non-members) car insurance of first class quality. AAA members enjoy better discounts, determining AAA an excellent choice if you are already a member;  joining would also be a wise decision.

AAA Automobile Insurance: Great Coverage

 AAA Automobile Insurance Standard:

  • Bodily Injury Liability to Others: unintentional, when legally liable.
  • Property Damage Liability (covers physical damage to your car as a result of a collision).
  • For collision and comprehensive coverage:  you can chose your deductible level!

AAA Automobile Insurance Optional:

          Additional coverage is offered, tailored to your specific needs. Such coverage plans include:

             Protection for personal injury

             Medical payments

            Coverage for uninsured or underinsured motorist

            Coverage for rental cars

            Coverage for electronic/extra equipment

            Coverage for loan/lease gap

AAA Automobile Insurance Further Optional Coverage:

            AAA Automobile Insurance offers even more!  

            This extra coverage package is called OEM (Extended Exterior Repair Option) 

Safety Issues: Study finds red-light cameras cut deaths - Monroe Evening News

WASHINGTON (AP) — Red-light cameras are widely hated, but a new study says getting rid of them can have fatal consequences.

Traffic deaths from red-light-running crashes go up by nearly a third after cities turn off cameras designed to catch motorists in the act, according to a study by the Insurance Institute for Highway Safety. The institute is funded by auto insurers.

While cities continue to add cameras at intersections with traffic signals, at least 158 communities have ended their red-light camera programs in the past five years, the study said.

Researchers compared trends in annual crash rates in 14 cities that had ended their camera programs with those in 29 cities in the same regions that continued their camera programs.

They found that, after adjusting for other factors, red-light-running crashes went up 30 percent.

Further, all types of crashes at intersections with traffic signals went up 16 percent. That finding suggests that red-light cameras deter other behavior by motorists, not just red-light running, said Wen Hu, co-author of the study.

A second part of the study compared fatal red-light-running crashes in 57 cities with camera programs to 33 cities that haven’t introduced cameras, finding that the rate of such crashes was 21 percent lower in cities with cameras. The rate of all types of crashes at intersections with traffic signals was 14 percent lower when cameras were present.

“Debates over automated enforcement often center on the hassle of getting a ticket and paying a fine,” said the institute’s president, Adrian Lund. “It’s important to remember that there are hundreds of people walking around who wouldn’t be here if not for red-light cameras.”

Dozens of communities have ended their red-light camera programs in recent years amid complaints that they are designed primarily to raise money through tickets rather than to enhance safety. Courts in some states have sided with motorists against camera programs.

Jake Nelson, the AAA automobile club’s research director, said the club supports the use of red-light cameras if they’re used properly, meaning data show the need for them at particular intersections — usually, a high number of fatalities. And money collected through the program should be used exclusively for traffic safety programs, he said. But when those tests aren’t met, AAA has joined with opponents in some communities to oppose them.

Otherwise, Nelson said, “you have to question what are we really doing here? Are we saving lives or are we raising money?”

A motorist who runs a red light risks a T-bone crash where the front of one vehicle slams into the side of another. Those crashes are among the most likely to result in death or serious injury.

Other studies have shown that red-light cameras increase the likelihood of rear-end crashes as motorists race through yellow lights only to run into the back of a vehicle on the other side of the intersection. But rear-end crashes are more likely to be minor, with far fewer fatalities and injuries than T-bone crashes.

It’s not surprising that the institute study found a large increase in fatal crashes after cities turned off their cameras, given the lethality of T-bone crashes, Nelson said.

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